Taking a road trip in an RV isn’t always the landmark-filled, off-the-grid adventure that you see in movies. There will be times when you encounter unfortunate situations that can ruin your whole trip. These problems can be caused by nature, human error, and carelessness, or mechanical faults. The best way to prepare for these situations is to be aware of the causes and be extra cautious with your RV.


Believe it or not, RV insurance carriers often receive claims involving fire. Fires can start for numerous reasons, whether your RV is on the move or stationary. Most fires start because of poor maintenance in the engine compartment.  Sparks from tire blowouts, locked wheel bearings, and bad wiring can also start an RV fire. The most preventable fires are usually caused by the passengers themselves. There’s an abundance of claims where fires were started due to candles, cooking, and heat sources.

The best way to avoid fire damage is to properly check the engine, tire levels, and fluid levels on your RV before you get on the road. Also, be mindful of any fire or heat sources in your RV and avoid leaving them unattended or operational for extended periods of time. It’s also advised that you store multiple fire hydrants inaccessible parts of the RV.

Strong Winds

Strong gusts of wind are an RV’s worst enemy; especially hitched travel trailers. Because RV’s are high-profile vehicles with boxy shapes, they are affected by winds much differently than small passenger vehicles.  If the wind hits your RV the right way, your vehicle could tip over. There have also been reports of vehicles being pulled off of the road by their hitched travel trailers.

If you do find yourself in a high-wind situation, the safest choice is to pull to the side of the road and wait until the wind subsides. Parking under an overpass can provide you protection from the wind since some RV’s have been known to tip over when they’re stationary. If pulling over isn’t an option, the next best thing to do is reduce your speed until you find a safe place to stop.

Clearance Problems

Driving a vehicle that’s the size of an RV can be very difficult at first. RV insurance providers regularly receive claims where RVers attempted to drive under a sign, bridge, tree, or into a parking garage, not realizing that their RV was too tall to fit. Sometimes RV’s have airflow systems and racks on top of them which can also cause a clearance issue.

The best way to avoid these issues is to measure the height of your RV from the ground to the highest point of your camper. Remember this number or write it on a piece of paper for quick reference. When driving your RV, always be mindful of posted clearance signs and low hanging objects.


When we travel into the world with our RV’s, we hope that the world will embrace on our journey. Unfortunately, every city has a “bad part of town” where you are likely to fall victim to crime. Since RVers are often traveling with money and valuables, they are susceptible to theft. Theft can happen anywhere: a quick stop at a gas station or store, an overnight stay at a truck stop, an off-the-grid location in the desert, and even a campground. Thieves prey on people who are inattentive, wide-eyed, and naïve.

The best way to avoid being a victim is to always be mindful of your surroundings. Keep an eye out for suspicious looking people and never show your money or valuables.  Also be sure to lock important documents, money, and valuables in a safe or hard-to-find location.


Whenever you go camping it’s always nice to have a run-in with one of nature’s furry friends. But what do you do when nature finds comfort inside your RV? Another common RV insurance claim is one that involves animals. These issues are usually encountered by the avid camper, but can also happen when your RV is parked in your residential neighborhood. Since many people store food in their motorhomes, it’s not unusual to encounter rodents, stray cats, birds, dogs, coyotes, and bears in RV’s.  When animals get into your RV, they can leave behind droppings or urine, or they can completely destroy the interior and your items.

To prevent animal infestations, ensure that all food is securely sealed and stored. Also, remember to lock the doors to your RV and close any openings when you’re not present.

If you want to get longevity out of your RV, be sure to look out for these common issues. Be careful not to cause fires, drive safely in windy situations, mind the size of your vehicle, and keep your valuables safe from thieves and animals. Sometimes, these problems can be unpredictable and unavoidable, so it’s always wise to have the necessary RV insurance policy for your camper. If you are seeking coverage, research the available carriers and get an RV Insurance quote today. An RV is an expensive, life-changing investment; keep it protected.