Our Fifth-Wheel Insurance Policies Have You Covered

The most important kinds of coverage are often not a part of a typical auto policy or watered down RV insurance policy you may find elsewhere. Agents are standing by to help you select an optimal Foremost plan for your rig so that you can stay focused on the open road while others worry about the paperwork!

Comprehensive Coverage

The is inclusive of all of our travel trailer coverage options, and may not be a part of your average auto policy. This policy will shield you from virtually any sudden or direct losses, including but not limited to: collisions, fire/smoke, environmental damage, animals, vandalism, and theft. In addition, we include Coverage for Attached Accessories, which covers satellite dishes, TV antennas, awnings, and more. A select few coverage options are not mandatory and could be dependent on company approval, or may not be available in every state.

Total Loss Replacement Coverage.foremost-5th-wheel-insurance

This is the option that will truly save you thousands more than your typical auto policy would. Most plans only cover the Actual Cash Value of your vehicle at the moment it’s totaled. Foremost fifth-wheel coverage protects you from depreciation, and if you’re the original owner of a newer model vehicle that is totaled during its first five model years, we will pay the replacement cost of a brand new one that’s similar quality and type. If it’s been six to ten years, we’ll gladly reimburse what you originally paid and put it towards the purchase of another fifth-wheel.

Emergency Expenses Coverage

Handles lodging or travel home costs if your vehicle has been damaged/totaled by a loss that’s covered, over 50 miles from home.

Replacement Cost Coverage

Any personal belongings that have been stolen or destroyed are covered by this policy. More than your typical auto or homeowners insurance.

Towing And Roadside Assistance From TraveLine® Eliminates The Hassle Of Buying A Separate Towing Plan

No need to worry about purchasing a separate towing plan. Everything from jump starts to locksmith services are only a phone call away. Simply sign and drive, as it does not require any out-of-pocket payments. Both your fifth-wheel and towing vehicle are insured, and it doesn’t even matter who’s driving!

Campsite/Vacation Liability Coverage

Gives you liability coverage when your fifth-wheel has been parked and is being used as a residence, usually weeks at a time or depending on the season.

Full-Timer Coverage

This type of coverage is not too different from a homeowners policy. This choice gives you coverage for when your fifth-wheel has been parked and is being used as a residence, for more extended periods of time.

Insuring Your Tow Truck

This is a special policy that insures a medium duty tow truck being used for your fifth-wheel, as long as the truck’s GVWR and the maximum allowable total weight of a loaded road vehicle exceed 10,000 pounds.

Stationary Fifth-Wheel Insurance Program

Extensive contents and comprehensive coverage is part of this option if you find your travel trailer being used as a seasonal/permanent residence. Liability coverage from this plan will cover any medical payments to others as well as any property damage claims that may have occurred as a result of an accident that you are held liable for. Additional protection can be yours through this fifth-wheel insurance program, as your auto or homeowners policy may not extend coverage in this situation.