Traveler Insurance 101
Your travels need not be interrupted. A typical auto or homeowners policy may not sufficiently insure your travel trailer. But no need for worry, as agents are standing by that can help you choose an optimal Foremost insurance policy for your vehicle, so you can get back to your outdoor adventures, and let others worry about the paperwork!
Our Travel Trailer Policies Have You Covered:
The is inclusive of all of our travel trailer coverage options, and may not be a part of your average auto policy. This policy will shield you from virtually any sudden or direct losses, including but not limited to: collisions, fire/smoke, environmental damage, animals, vandalism, and theft. In addition, we include Coverage for Attached Accessories, which covers satellite dishes, TV antennas, awnings, and more.
A select few coverage options are not mandatory and could be dependent on company approval, or may not be available in every state.
Total Loss Replacement Coverage
This is the option that will truly save you thousands more than your typical auto policy would. Most plans only cover the Actual Cash Value of your vehicle at the moment it’s totaled. Foremost coverage protects you from depreciation, and if you’re the original owner of a newer model travel trailer that is totaled during its first five model years, we will pay the replacement cost of a brand new one that’s similar quality and type. If it’s been six to ten years, we’ll gladly reimburse what you originally paid and put it towards the purchase of another travel trailer.
Emergency Expenses Coverage
Handles lodging or travel home costs if your vehicle has been damaged/totaled by a loss that’s covered, over 50 miles from home.
Replacement Cost Coverage
Any personal belongings that have been stolen or destroyed are covered by this policy. More than your typical auto or homeowners insurance.
Towing And Roadside Assistance From TraveLine®
Eliminates the need of buying a separate towing plan. No need to worry about purchasing a separate towing plan. Everything from towing to locksmith services is only a phone call away. Simply sign and drive, as it does not require any out-of-pocket payments. Both your camper and towing vehicle are insured, and it doesn’t even matter who’s driving!
Campsite/Vacation Liability Coverage
Gives you liability coverage when your travel trailer has been parked and is being used as a residence, usually weeks at a time or depending on the season.
This type of coverage is not too different from a homeowners policy. This choice gives you coverage for when your vehicle has been parked and is being used as a residence, for more extended periods of time.
Stationary Travel Trailer Insurance Program
Extensive contents and comprehensive coverage is part of this option if you find your travel trailer being used as a seasonal/permanent residence. Liability coverage from this plan will cover any medical payments to others as well as any property damage claims that may have occurred as a result of an accident that you are held liable for. Additional protection can be yours through this program, as your auto or homeowners policy may not extend coverage in this situation.